Frequently Asked Questions

What are the requirements to submit a loan request?
  • Should be employed in your current position for at least 90 days
  • Must be over 18 years of age and a U.S. citizen or permanent resident
  • Should have a minimum income of $1,000 per month after taxes
  • Must have a valid email address and both work and home phone numbers
What amount could I get?

You could qualify for a loan up to $35,000 depending on the lender. A valid email and phone number are usually required to proceed.

Can I still get a loan if I have bad credit or a past bankruptcy?

Yes, some lenders may still work with you even if you have poor credit, a history of bankruptcy, or bounced checks.

How long does the process take?

Once your form is completed and submitted, the process can take just a few minutes. Funds may be deposited by the next business day after approval.

Do I need a printer or fax machine?

Some lenders may require a printer to print loan documents and a fax machine or scanner to send over items like bank statements or pay stubs.

Is there a fee to use this service?

No, there is no cost to use this platform. Loan fees vary by lender and will be clearly disclosed before you accept any offer.

Can I apply if I already have an outstanding loan?

Yes, you may still be eligible. However, it's important to disclose any outstanding loans to the lender during the application process.

When and how do I repay the loan?

Repayment, including fees, is typically withdrawn automatically from your bank account on the due date. You can also request an extension by contacting your lender in advance.

What happens if I’m late on a payment?

Each lender has their own late payment policies. Please review their terms carefully, as additional fees may apply based on state regulations.

How is my private information secured?

Your data is encrypted and stored securely using modern security technologies to ensure your privacy and protection.

Can I get an extension on repayment?

Extension or rollover policies vary by state and lender. Contact your lender before your due date to request an extension. Late requests may result in additional fees or penalties.

What if I can't repay the loan?

Lenders may take legal action and pursue collections. You may incur legal fees and additional penalties for defaulting on your loan.