California Privacy Notice

Effective Date: June 1, 2021

Your Rights Under the CCPA

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and other data protection laws. This notice outlines what personal information we collect, how and why it is collected, who it is shared with, and your rights regarding that data.

Categories of Personal Information We Collect

• Identifiers: name, address, email, phone number, IP address, SSN, driver's license, etc.
• Employment details: job title, employer, income, pay schedule
• Financial info: loan purpose, bank details, outstanding debts
• Protected characteristics: age, military affiliation
• Commercial data: past loans or debt activity
• Web activity: browser type, cookies, referring sites, ad campaign source
• Location data: where you access our website from
• Education info: degree or graduation year
• Inferred preferences: based on site behavior or submissions

Sources of Personal Information

• Directly from you via forms or interactions
• Third parties (lead sources, affiliates, advertisers)

How We Share Your Personal Information

We may share the above data categories with lenders, service providers, data analytics partners, and other relevant third parties to provide services. This includes sharing for advertising, credit evaluation, and operational purposes.

How We Use Your Information

We use your information to process requests, connect you with third-party lenders, provide customer service, personalize user experiences, comply with legal obligations, and improve our services. We do not use your data for unrelated purposes without informing you first.

Retention and Storage

Your data may be retained as long as needed to fulfill the purposes outlined or to comply with legal requirements. Reasonable security precautions are used to protect this data.

Your Rights Under the CCPA

Right to Know

You may request the following for the past 12 months:

• Categories of data collected
• Sources of data collection
• Purpose for data use or sale
• Categories of third parties with whom data was shared
• Specific pieces of personal information collected

Right to Delete

You may request deletion of your data, with some exceptions, such as legal compliance, fraud prevention, or internal uses aligned with your relationship with us.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. That includes denying services, altering pricing, or changing service levels.

Authorized Agents

You may authorize another person to submit requests on your behalf with written consent.

How to Submit a Request

To exercise any of the rights above, you may submit a request by:

• Emailing us with the subject: "CCPA Right to Know", "CCPA Right to Delete", or "CCPA Do Not Sell My Info"
• Providing: your full name, address, phone number, email, proof of identity (e.g., driver's license or passport), and the specific right you are requesting

Opt-Out of Sale

If you are 16 or older, you may opt-out of the sale of your personal information. Please note that opting out may limit our ability to provide certain services like lender matching. You may opt back in at any time.

Note: If you choose to opt-out, we may no longer be able to assist in finding financial services or product matches through our network partners.